Before signing off on the multimillion-dollar insurance policy on Mrs. Vale's life and house, Jack does some more digging. Meanwhile, his old girlfriend--a policewoman who just happens to be the dead woman's half-sister--finds a link between Nicky Vale's Russian mob and a Vietnamese gang of criminals. Jack's insurance firm begins to act strangely, pressuring him to settle the Vale claim. There may be a little too much technical data in California Fire and Life, but Jack--who lives only to surf and investigate arson--is still a fresh and fascinating creation.